{"id":1485,"date":"2023-08-16T14:13:56","date_gmt":"2023-08-16T14:13:56","guid":{"rendered":"https:\/\/tapestrycapital.ca\/?page_id=1485"},"modified":"2024-11-07T14:50:21","modified_gmt":"2024-11-07T14:50:21","slug":"propolis-housing-cooperative","status":"publish","type":"page","link":"https:\/\/tapestrycapital.ca\/fr\/propolis-housing-cooperative\/","title":{"rendered":"Propolis Housing Cooperative \u2014\u00a0Investing in Housing"},"content":{"rendered":"<div id=\"fws_6a37da7e42175\"  data-column-margin=\"default\" data-midnight=\"dark\" data-top-percent=\"0%\" data-bottom-percent=\"0%\"  class=\"wpb_row vc_row-fluid vc_row full-width-content vc_row-o-full-height vc_row-o-columns-middle vc_row-o-equal-height vc_row-flex  vc_row-o-content-top\"  style=\"padding-top: calc(100vw * 0.00); padding-bottom: calc(100vw * 0.00); -webkit-transform:  translateY(50px); transform:  translateY(50px);\"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-7 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"774\" width=\"910\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2021\/12\/OurServices-Hero.svg\" alt=\"\"  \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"margin-top: 4%; margin-bottom: 38px; \" class=\"vc_col-sm-5 home_intro_text wpb_column column_container vc_column_container col has-animation padding-5-percent inherit_tablet inherit_phone\"  data-padding-pos=\"left-right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"fade-in-from-left\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1692123122501\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2><span style=\"font-weight: 400;\">Propolis Housing Cooperative is using community bonds to build a grassroots housing movement<\/span><\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n<div class=\"nectar_icon_wrap\" data-style=\"default\" data-padding=\"0px\" data-color=\"extra-color-1\" style=\"margin-top: 40px; margin-bottom: 40px; \" >\r\n\t\t<div class=\"nectar_icon\" ><i style=\"font-size: 50px; line-height: 50px; height: 50px; width: 50px;\" class=\"icon-arrows-slim-down\"><\/i><\/div>\r\n\t<\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a37da7e42bf1\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-content  vc_row-o-equal-height vc_row-flex  vc_row-o-content-middle  ourservices-row workshop-row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div style=\"z-index: 100; \" class=\"vc_col-sm-5 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a37da7e42d6f\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap  margin_top_tablet_0px margin_top_phone_0px margin_bottom_tablet_0px margin_bottom_phone_0px\" data-max-width=\"125%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"ro-reveal-from-left\"  style=\"margin-bottom: 80px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1498\" width=\"1639\" data-animation=\"ro-reveal-from-left\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops.png 1639w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops-300x274.png 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops-1024x936.png 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops-768x702.png 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops-1536x1404.png 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops-13x12.png 13w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-7 wpb_column column_container vc_column_container col padding-8-percent inherit_tablet inherit_phone\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#f4f6f8\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #f4f6f8;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"services-workshop\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row   translate_x_tablet_0pct translate_x_phone_0pct\"  style=\"-webkit-transform:  translateX(15%); transform:  translateX(15%);\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column padding-8-percent inherit_tablet inherit_phone\"   data-padding-pos=\"left-right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1692024009941\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">The city of Kamloops, B.C. sits squarely at the intersection of the housing and climate crises.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Average rent for a one-bedroom in the small, southern interior B.C. city is $1,750,\u00a0up 11 per cent from last year and far more than the city\u2019s average entry-level worker, who makes about $40,000 per year, can afford. Meanwhile, a low vacancy rate is exacerbated by a growing population \u2014 and many of the city\u2019s new residents are evacuees from other areas of the province ravaged by annual wildfires. \u201cIt just feels so precarious for families here,\u201d says Lindsay Harris. \u201cRenting or buying a house is just unachievable for so many people right now.\u201d\u00a0<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a37da7e43a32\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-content  vc_row-o-equal-height vc_row-flex  vc_row-o-content-middle  ourservices-row workshop-row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div style=\"z-index: 100; \" class=\"vc_col-sm-5 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a37da7e43b53\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap  margin_top_tablet_0px margin_top_phone_0px margin_bottom_tablet_0px margin_bottom_phone_0px\" data-max-width=\"125%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"ro-reveal-from-left\"  style=\"margin-bottom: 80px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1498\" width=\"1639\" data-animation=\"ro-reveal-from-left\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops-housing-info.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops-housing-info.png 1639w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops-housing-info-300x274.png 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops-housing-info-1024x936.png 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops-housing-info-768x702.png 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops-housing-info-1536x1404.png 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Kamloops-housing-info-13x12.png 13w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-7 wpb_column column_container vc_column_container col padding-8-percent inherit_tablet inherit_phone\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #ffffff;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"services-workshop\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row   translate_x_tablet_0pct translate_x_phone_0pct\"  style=\"-webkit-transform:  translateX(15%); transform:  translateX(15%);\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column padding-8-percent inherit_tablet inherit_phone\"   data-padding-pos=\"left-right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">But far from letting that discourage her, Lindsay and her team are taking action. Lindsay is the president of <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.propoliscooperative.com\/\"><span style=\"font-weight: 400;\">Propolis Housing Cooperative<\/span><\/a><\/span><span style=\"font-weight: 400;\">, which earlier this summer <\/span><a href=\"https:\/\/www.propoliscooperative.com\/bond-campaign\"><span style=\"font-weight: 400;\"><span style=\"text-decoration: underline;\">launched a campaign<\/span> <\/span><\/a><span style=\"font-weight: 400;\">to raise $1.1 million in community bonds<\/span><span style=\"font-weight: 400;\">\u00a0to purchase a property in Kamloops\u2019 North Shore. Propolis will then build a six-storey building on that property, featuring 50 affordable co-op housing units to be rented at 80 per cent of the market rate. It\u2019ll also house community spaces \u2014 a theatre and a daycare \u2014 on the ground floor.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Propolis team decided to go an innovative route to find $1.1 million of the funding needed to purchase the property: community bonds. Working with Tapestry Community Capital, Propolis launched a community bond campaign in early June, but not before lots of hard work leading up to that celebratory moment.<\/span><\/p>\n<p>(New to community bonds? <span style=\"text-decoration: underline;\"><a href=\"https:\/\/tapestrycapital.ca\/fr\/community-bonds\/\">Learn more here.<\/a><\/span>)<\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\"  style=\"margin-top: 10px; margin-bottom: 10px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"400\" width=\"146\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-1.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-1.png 146w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-1-110x300.png 110w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-1-4x12.png 4w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div><div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a37da7e448d2\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-content  vc_row-o-equal-height vc_row-flex  vc_row-o-content-middle  ourservices-row prepare-row reverse_columns_column_phone\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div style=\"\" class=\"vc_col-sm-7 bookworkshop-bkgrnd wpb_column column_container vc_column_container col padding-8-percent inherit_tablet inherit_phone\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#f4f6f8\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-image-bg-wrap\" data-bg-pos=\"center center\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"column-image-bg\" style=\"\"><\/div><\/div><\/div><div class=\"column-bg-overlay-wrap\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #f4f6f8;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"services-prepare\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row   translate_x_tablet_0pct translate_x_phone_0pct\"  style=\"-webkit-transform:  translateX(-15%); transform:  translateX(-15%);\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column padding-8-percent top_margin_phone_0px bottom_margin_phone_0px inherit_tablet inherit_phone\"   data-padding-pos=\"left-right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1692024092502 manualspacingreduction\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2>\u00c9tape 1 : Apprendre<\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1694964456205\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">Every organisation participating in Tapestry\u2019s community bond program starts with a learning phase:\u00a0what exactly <\/span><i><span style=\"font-weight: 400;\">are<\/span><\/i><span style=\"font-weight: 400;\"> community bonds? How do they differ from other forms of financing? What are the costs and time commitment like? These are the kinds of questions the Tapestry team answers in an introductory workshop and through the early stages of working together in a phase called \u201cplanning and feasibility.\u201d\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For Lindsay, the benefits quickly became clear. As a career-long community developer \u2014 she volunteers to run Propolis; her day job is food policy implementation lead for the Kamloops Food Policy Council \u2014 the idea of mobilising the Kamloops community around housing made sense. Propolis is a cooperative, meaning residents of the building will make decisions about how the organisation operates together, democratically. So, democratising their funding through community bonds from the very beginning is fitting.<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"z-index: 100; \" class=\"vc_col-sm-5 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a37da7e44fa5\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap right margin_top_tablet_0px margin_top_phone_0px margin_bottom_tablet_0px margin_bottom_phone_0px\" data-max-width=\"125%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"ro-reveal-from-right\"  style=\"margin-bottom: 80px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1498\" width=\"1639\" data-animation=\"ro-reveal-from-right\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Lindsay-headshot.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Lindsay-headshot.png 1639w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Lindsay-headshot-300x274.png 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Lindsay-headshot-1024x936.png 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Lindsay-headshot-768x702.png 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Lindsay-headshot-1536x1404.png 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Lindsay-headshot-13x12.png 13w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a37da7e4545f\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-content  vc_row-o-equal-height vc_row-flex  vc_row-o-content-middle  ourservices-row raise-row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div style=\"z-index: 100; \" class=\"vc_col-sm-5 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a37da7e45501\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap  margin_top_tablet_0px margin_top_phone_0px margin_bottom_tablet_0px margin_bottom_phone_0px\" data-max-width=\"125%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"ro-reveal-from-left\"  style=\"margin-top: 80px; margin-bottom: 80px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1498\" width=\"1639\" data-animation=\"ro-reveal-from-left\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-team.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-team.png 1639w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-team-300x274.png 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-team-1024x936.png 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-team-768x702.png 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-team-1536x1404.png 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-team-13x12.png 13w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-7 wpb_column column_container vc_column_container col padding-8-percent inherit_tablet inherit_phone\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #ffffff;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"services-raise\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row   translate_x_tablet_0pct translate_x_phone_0pct\"  style=\"-webkit-transform:  translateX(15%); transform:  translateX(15%);\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column padding-8-percent inherit_tablet inherit_phone\"   data-padding-pos=\"left-right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">Lindsay also appreciates the do-it-yourself spirit of community bonds. <\/span><b>\u201cTo be able to have this much ownership over a piece of our financing, and to really feel like the community is together with us in this project\u2026it feels really good,\u201d Lindsay says.<\/b><span style=\"font-weight: 400;\"> \u201cFor a small and brand-new organisation like ours, all of these different opportunities that you have to finance a project take time and energy. You\u2019re putting applications in and waiting a long time to find out the result, but community bonds are a financing opportunity that we have a lot of ownership over. We can set the terms that work for our organisation; we can raise the money when we need it, when the opportunity is right.\u201d\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That kind of flexibility and nimbleness is important for organisations like Propolis, which is a grassroots, completely volunteer-run organisation \u2014\u00a0and this building will be its very first project.<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\"  style=\"margin-top: 10px; margin-bottom: 10px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"400\" width=\"74\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-3.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-3.png 74w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-3-2x12.png 2w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a37da7e45f46\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-content  vc_row-o-equal-height vc_row-flex  vc_row-o-content-middle  ourservices-row raise-row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div style=\"z-index: 100; \" class=\"vc_col-sm-5 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a37da7e46020\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap  margin_top_tablet_0px margin_top_phone_0px margin_bottom_tablet_0px margin_bottom_phone_0px\" data-max-width=\"125%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"ro-reveal-from-left\"  style=\"margin-top: 80px; margin-bottom: 80px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1498\" width=\"1639\" data-animation=\"ro-reveal-from-left\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee1.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee1.png 1639w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee1-300x274.png 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee1-1024x936.png 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee1-768x702.png 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee1-1536x1404.png 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee1-13x12.png 13w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-7 wpb_column column_container vc_column_container col padding-8-percent inherit_tablet inherit_phone\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#f4f6f8\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #f4f6f8;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"services-raise\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row   translate_x_tablet_0pct translate_x_phone_0pct\"  style=\"-webkit-transform:  translateX(15%); transform:  translateX(15%);\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column padding-8-percent inherit_tablet inherit_phone\"   data-padding-pos=\"left-right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1692024416637 manualspacingreduction\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2>\u00c9tape 2 : Pr\u00e9parer<\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1692024443655\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">Once the Propolis team decided to move forward with a community bond raise, next came time to plan the campaign. To help organisations develop their community bond offering, Tapestry guides them through consulting their community and potential investors, and ultimately putting together all the documents needed to launch.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lindsay says the process of speaking with potential investors was invaluable. \u201cWe learned how important it was to talk about the impact of our project,\u201d she says. \u201cA lot of times people\u2019s investment decisions really hinge on: do they believe in the project?\u201d Potential investors also wanted to know about the risks involved. \u201cBeing able to share with them that their investment is being used to purchase a property, so that adds additional security\u2026that\u2019s been really helpful.\u201d\u00a0<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a37da7e46907\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-content  vc_row-o-equal-height vc_row-flex  vc_row-o-content-middle  ourservices-row manage-row reverse_columns_column_phone\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div style=\"\" class=\"vc_col-sm-7 wpb_column column_container vc_column_container col padding-8-percent inherit_tablet inherit_phone\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #ffffff;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"services-manage\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row   translate_x_tablet_0pct translate_x_phone_0pct\"  style=\"-webkit-transform:  translateX(-15%); transform:  translateX(-15%);\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column padding-8-percent inherit_tablet inherit_phone\"   data-padding-pos=\"left-right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1694964539568\" style=\" max-width: 550px; display: inline-block;\">\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><b>One important element investors can get behind? The building will be net zero.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Lindsay has teamed up with Miles Pruden, vice-president of Propolis and owner of Nexbuild Construction. Miles has a deep commitment to building energy-efficient, durable, and affordable housing, having completed an award-winning net-zero four-plex in Kamloops in 2018. Nexbuild\u2019s approach is to build air-tight, well-insulated buildings with exposed concrete inside the building, which acts as \u201ca giant thermal battery,\u201d Miles explains, powering the units\u2019 heating and air-conditioning.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Miles is passionate about making this kind of technology far more accessible than it is now. \u201cIf we have to become a sustainable society, you can\u2019t have only special, rich people who want something to talk about at dinner parties having [net-zero homes]. It needs to be for everybody, and the only way that can happen is if it\u2019s affordable,\u201d he says. And building net-zero <\/span><i><span style=\"font-weight: 400;\">makes <\/span><\/i><span style=\"font-weight: 400;\">housing affordable, too: while upfront costs to build might be higher, over time lower energy use means lower energy bills.\u00a0<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"z-index: 100; \" class=\"vc_col-sm-5 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a37da7e46cb4\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap right margin_top_tablet_0px margin_top_phone_0px margin_bottom_tablet_0px margin_bottom_phone_0px\" data-max-width=\"125%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"ro-reveal-from-right\"  style=\"margin-top: 80px; margin-bottom: 80px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1498\" width=\"1639\" data-animation=\"ro-reveal-from-right\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Myles-headshot.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Myles-headshot.png 1639w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Myles-headshot-300x274.png 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Myles-headshot-1024x936.png 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Myles-headshot-768x702.png 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Myles-headshot-1536x1404.png 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Myles-headshot-13x12.png 13w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\"  style=\"margin-top: 10px; margin-bottom: 10px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"400\" width=\"114\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-4.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-4.png 114w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-4-3x12.png 3w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a37da7e476cf\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-content  vc_row-o-equal-height vc_row-flex  vc_row-o-content-middle  ourservices-row manage-row reverse_columns_column_phone\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div style=\"\" class=\"vc_col-sm-7 wpb_column column_container vc_column_container col padding-8-percent inherit_tablet inherit_phone\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #ffffff;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"services-manage\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row   translate_x_tablet_0pct translate_x_phone_0pct\"  style=\"-webkit-transform:  translateX(-15%); transform:  translateX(-15%);\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column padding-8-percent inherit_tablet inherit_phone\"   data-padding-pos=\"left-right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1692126785685 manualspacingreduction\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2>The offering<\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1692122624907\" style=\" max-width: 550px; display: inline-block;\">\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">After speaking with people in the Kamloops community and gauging their appetite for investment, the team decided on three levels of investment, or three bond offerings.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The first is a <\/span><b>Worker Bee Bond<\/b><span style=\"font-weight: 400;\"> \u2014\u00a0a $1,000 investment, with 2.5 per cent interest paid at the end of the three-year term. \u201cWe set that minimum so low because we wanted anyone who\u2019s in a position to invest to invest with us. Even if someone\u2019s not a huge investor,\u201d Lindsay says, \u201ctheir support for the project is just as important as someone who can afford a more significant contribution. Those are the people who can help us spread the word about the project. Having support from a big cross-section of the community feels important for us.\u201d\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Next up, the <\/span><b>Queen Bee Bond<\/b><span style=\"font-weight: 400;\"> allows supporters to invest $5,000 with 3 per cent interest paid annually. Lindsay explains: \u201cWe wanted interest to be paid annually [for this bond series] partly because it\u2019s just a celebratory thing, at the end of the first year of the project, to be able to let folks who choose that series know, \u2018Hey, your interest payment is on its way. The project is moving forward.\u2019\u201d <\/span><\/p>\n<p>And for those who want to invest big in their community, a $10,000 <b>Apiary Bond<\/b> is paid with 3.5 per cent interest at the end of the three-year term.<\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n<a class=\"nectar-button large regular extra-color-1  wpb_animate_when_almost_visible wpb_fadeInLeft fadeInLeft regular-button\"  style=\"margin-bottom: 50px; \" target=\"_blank\" href=\"https:\/\/www.propoliscooperative.com\/bond-campaign\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Learn more<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"z-index: 100; \" class=\"vc_col-sm-5 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a37da7e47cb3\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap right margin_top_tablet_0px margin_top_phone_0px margin_bottom_tablet_0px margin_bottom_phone_0px\" data-max-width=\"125%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"ro-reveal-from-right\"  style=\"margin-top: 80px; margin-bottom: 80px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1498\" width=\"1639\" data-animation=\"ro-reveal-from-right\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-terms.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-terms.png 1639w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-terms-300x274.png 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-terms-1024x936.png 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-terms-768x702.png 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-terms-1536x1404.png 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Propolis-terms-13x12.png 13w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a37da7e482e8\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-content  vc_row-o-equal-height vc_row-flex  vc_row-o-content-middle  ourservices-row raise-row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div style=\"z-index: 100; \" class=\"vc_col-sm-5 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a37da7e483a3\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap  margin_top_tablet_0px margin_top_phone_0px margin_bottom_tablet_0px margin_bottom_phone_0px\" data-max-width=\"125%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"ro-reveal-from-left\"  style=\"margin-top: 80px; margin-bottom: 80px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1498\" width=\"1639\" data-animation=\"ro-reveal-from-left\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee3.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee3.png 1639w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee3-300x274.png 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee3-1024x936.png 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee3-768x702.png 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee3-1536x1404.png 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/Bee3-13x12.png 13w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-7 wpb_column column_container vc_column_container col padding-8-percent inherit_tablet inherit_phone\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #ffffff;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"services-raise\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row   translate_x_tablet_0pct translate_x_phone_0pct\"  style=\"-webkit-transform:  translateX(15%); transform:  translateX(15%);\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column padding-8-percent inherit_tablet inherit_phone\"   data-padding-pos=\"left-right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1692035551551\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">Why all the bee references? The Propolis team explains: <\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>\u201cLike propolis, the resinous substance collected by honeybees used to fill crevices in the hive, we envision a community where no one falls through the cracks, and everyone has access to the homes they need. We hope that our work will pollinate community resilience and affordability more broadly across Kamloops and beyond.\u201d<\/strong><\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\"  style=\"margin-top: 10px; margin-bottom: 10px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"400\" width=\"74\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-3.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-3.png 74w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/hhs-line-3-2x12.png 2w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a37da7e48cc4\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-content  vc_row-o-equal-height vc_row-flex  vc_row-o-content-middle  ourservices-row manage-row reverse_columns_column_phone\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div style=\"\" class=\"vc_col-sm-7 wpb_column column_container vc_column_container col padding-8-percent inherit_tablet inherit_phone\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#F4F6F8\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #F4F6F8;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"services-manage\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row   translate_x_tablet_0pct translate_x_phone_0pct\"  style=\"-webkit-transform:  translateX(-15%); transform:  translateX(-15%);\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column padding-8-percent inherit_tablet inherit_phone\"   data-padding-pos=\"left-right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1692025137141 manualspacingreduction\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2>\u00c9tape 3 : Lever<\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1694964583012\" style=\" max-width: 550px; display: inline-block;\">\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><b>Since launching, Lindsay, Miles, and the Propolis team of volunteers have been pounding the pavement, making their case to potential investors at farmers markets and other community events. <\/b><span style=\"font-weight: 400;\">\u201cIt\u2019s been a lot of fun talking to people about something I\u2019m really passionate about,\u201d Miles says.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lindsay is optimistic about how the campaign will go. Rather than convince people who aren\u2019t yet on board with the vision for more affordable, sustainable housing, Lindsay says, \u201cwe really try to connect with people who already see the value in a project like this and have just been waiting for it to show up in the community\u2026and I think there are so many people in the community like that.\u201d\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The challenge is figuring out the balance between sales and education, Miles says. \u201cPeople don\u2019t really understand what a community bond is. A lot of people don\u2019t know what net-zero housing is. A lot of people don\u2019t know what a cooperative is\u2026It\u2019s not a simple story,\u201d he says, but \u201cyou can get a sense for what aspects of this people are interested in and tell the aspect of the story we think might appeal most to them \u2014 that\u2019s an advantage.\u201d<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"z-index: 100; \" class=\"vc_col-sm-5 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a37da7e48f4c\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap right margin_top_tablet_0px margin_top_phone_0px margin_bottom_tablet_0px margin_bottom_phone_0px\" data-max-width=\"125%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"ro-reveal-from-right\"  style=\"margin-top: 80px; margin-bottom: 80px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1498\" width=\"1639\" data-animation=\"ro-reveal-from-right\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/signature.png\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/signature.png 1639w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/signature-300x274.png 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/signature-1024x936.png 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/signature-768x702.png 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/signature-1536x1404.png 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/signature-13x12.png 13w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a37da7e49527\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-content  vc_row-o-equal-height vc_row-flex  vc_row-o-content-middle  ourservices-row raise-row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div style=\"z-index: 100; \" class=\"vc_col-sm-5 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a37da7e49609\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap  margin_top_tablet_0px margin_top_phone_0px margin_bottom_tablet_0px margin_bottom_phone_0px\" data-max-width=\"125%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"ro-reveal-from-left\"  style=\"margin-top: 80px; margin-bottom: 80px; \">\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"2560\" width=\"2340\" data-animation=\"ro-reveal-from-left\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/louis-paulin-cdOzsFuKE4s-unsplash-scaled.jpg\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/louis-paulin-cdOzsFuKE4s-unsplash-scaled.jpg 2340w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/louis-paulin-cdOzsFuKE4s-unsplash-274x300.jpg 274w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/louis-paulin-cdOzsFuKE4s-unsplash-936x1024.jpg 936w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/louis-paulin-cdOzsFuKE4s-unsplash-768x840.jpg 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/louis-paulin-cdOzsFuKE4s-unsplash-1404x1536.jpg 1404w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/louis-paulin-cdOzsFuKE4s-unsplash-1872x2048.jpg 1872w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2023\/08\/louis-paulin-cdOzsFuKE4s-unsplash-11x12.jpg 11w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-7 wpb_column column_container vc_column_container col padding-8-percent inherit_tablet inherit_phone\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #ffffff;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"services-raise\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row   translate_x_tablet_0pct translate_x_phone_0pct\"  style=\"-webkit-transform:  translateX(15%); transform:  translateX(15%);\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column padding-8-percent inherit_tablet inherit_phone\"   data-padding-pos=\"left-right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1692035662033 manualspacingreduction\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2>The next steps<\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1730991016307\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><b>The Propolis Cooperative Housing bond campaign is open now, and nearly sold out. <\/b>T<span style=\"font-weight: 400;\">hroughout the campaign and through the three-year bond terms, Tapestry\u2019s investment management team now handles interest disbursements to investors, issue tax forms, and do any investor support needed.\u00a0<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n<a class=\"nectar-button large regular extra-color-1  regular-button\"  style=\"\" target=\"_blank\" href=\"https:\/\/www.propoliscooperative.com\/bond-campaign\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Learn more<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>","protected":false},"excerpt":{"rendered":"Propolis Housing Cooperative is using community bonds to build a grassroots housing movement The city of Kamloops, B.C. sits squarely at the intersection of the housing and climate crises.\u00a0 Average...","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-1485","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 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