{"id":1074,"date":"2022-08-09T18:16:46","date_gmt":"2022-08-09T18:16:46","guid":{"rendered":"https:\/\/tapestrycapital.ca\/?p=1074"},"modified":"2022-08-18T11:08:54","modified_gmt":"2022-08-18T11:08:54","slug":"financing-affordable-housing-community-involvement-legacy-homes","status":"publish","type":"post","link":"https:\/\/tapestrycapital.ca\/fr\/financing-affordable-housing-community-involvement-legacy-homes\/","title":{"rendered":"Financement de logements abordables : Participation de la communaut\u00e9 Legacy Homes"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Michael Stanley, Executive Director of Community Involvement Legacy Homes, was sitting in his MBA Finance class at Cape Breton University when he first learned about Community Bonds. \u201cI thought to myself, wow, this is amazing and why am I only learning about it now?!\u2019\u2019 Michael tells us enthusiastically as we meet them for the first time over a Zoom call.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.cilh.ca\/\"><span style=\"font-weight: 400;\">Community Involvement Legacy Homes<\/span><\/a><span style=\"font-weight: 400;\"> (CILH) was founded in 2007 and currently owns and operates nine single-family homes for adults with intellectual disabilities. Michael shares that they have been quietly operating in the community for many years but they are looking to rise to the occasion, and be an active partner in expanding affordable living options for all people, but in particular community members with intellectual disabilities. \u201cWe want a deeper tie and to share our history with the community. We are envisioning a community imagined, community-driven, and community-owned initiative for people to live well in our neighbourhood,\u201d he shared.<\/span><\/p>\n<p><iframe loading=\"lazy\" title=\"My Home My Community - Family Led Housing Development (Brockville)\" width=\"1080\" height=\"608\" src=\"https:\/\/www.youtube.com\/embed\/-Z1nLzx9pb0?start=175&#038;feature=oembed&#038;enablejsapi=1&#038;origin=https:\/\/tapestrycapital.ca\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<p><span style=\"font-weight: 400;\">CILH has a new project in the works to build and operate an affordable co-housing development in the Leeds and Grenville region. The project will be a three-way partnership with a nearby township that will provide the parcel of land, and a developer of prefabricated cabins. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cWe need to think about the price of the unit, the rent for the tenants, but also about the carrying costs to the tenant and to us as the property manager,\u201d says Michael. \u201cThese cabins are amazing because they are extremely energy efficient, low maintenance and even come equipped with rooftop solar installations.\u201d The organization has also been in conversations with a local renewable energy co-operative to expand the solar energy production possible on the site.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Financially, the organization is in a very stable position. With all nine properties nearing the end of their mortgage terms, there is sizable equity that can be leveraged for future projects. Despite having carried debt on multiple properties for many years, Michael shares that the Board of Directors still has trepidations about taking on the risk and opportunity of such an investment. \u201cI think it all comes down to this being very new, and it seems sort of out of left field when compared to our current model.\u201d\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cThere are some areas where we would definitely need help,\u201d shares Michael, \u201cI think particularly on the marketing and community outreach piece, we would need more support.\u201d Michael is the only paid employee of the organization and only works part-time.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We concluded our call on a high note. Michael shared his excitement for doing something new and innovative, and for the potential to introduce the concept of community financing to the Leeds Grenville region. \u201cI think we have the perfect storm here,\u201d says Michael with a smile, \u201cComing out of COVID, I think we all have a new and deeper appreciation for community. I love the community bond model because it allows us to take direct action rather than wait for the big powers that be to decide if our community deserves funding.\u201d<\/span><\/p>\n<h3>\u00c0 propos de cette s\u00e9rie de blogs<\/h3>\n<p><span style=\"font-weight: 400;\">En octobre 2021, Tapestry a \u00e9t\u00e9 s\u00e9lectionn\u00e9e pour participer \u00e0 un projet de <a href=\"https:\/\/www.cmhc-schl.gc.ca\/en\">Soci\u00e9t\u00e9 canadienne d'hypoth\u00e8ques et de logement<\/a> (SCHL) appel\u00e9 le programme <\/span><a href=\"http:\/\/cmhc-schl.gc.ca\/en\/professionals\/project-funding-and-mortgage-financing\/funding-programs\/all-funding-programs\/housing-supply-challenge\/round-2-housing-supply-challenge#:~:text=\u201cGetting%20Started\u201d%20is%20the%20second,for%20housing%20that%20is%20affordable.\"><i><span style=\"font-weight: 400;\">Le d\u00e9fi de l'offre de logements<\/span><\/i><\/a><span style=\"font-weight: 400;\">. Ce concours novateur encourage les r\u00e9sidents, les parties int\u00e9ress\u00e9es et les experts de tout le pays \u00e0 proposer des solutions cr\u00e9atives en mati\u00e8re de logement. L'objectif : aider \u00e0 r\u00e9pondre au besoin pressant du Canada en logements s\u00fbrs et abordables en \u00e9liminant les obstacles \u00e0 la cr\u00e9ation de nouvelles offres.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tapestry a particip\u00e9 au deuxi\u00e8me tour du programme, <a href=\"https:\/\/www.cmhc-schl.gc.ca\/en\/professionals\/project-funding-and-mortgage-financing\/funding-programs\/all-funding-programs\/housing-supply-challenge\/round-2-housing-supply-challenge\/round-2-applicants\">Pour commencer<\/a>Ce programme vise \u00e0 trouver des solutions aux probl\u00e8mes de pr\u00e9-d\u00e9veloppement, tels que la r\u00e9sistance de la communaut\u00e9 et l'obtention de financements. Le programme a accord\u00e9 un financement d'incubation aux 29 organisations s\u00e9lectionn\u00e9es pour leur permettre de d\u00e9velopper et de tester leurs propositions de solutions.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Au cours de six mois de recherche et de consultation, nous avons eu l'occasion de nous entretenir avec plus de 40 parties int\u00e9ress\u00e9es du secteur du logement abordable, des fournisseurs de logements aux consultants en d\u00e9veloppement, en passant par les bailleurs de fonds et les pr\u00eateurs. Chacune des personnes et organisations consult\u00e9es a contribu\u00e9 \u00e0 la conception de notre proposition de solution.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La s\u00e9rie de blogs \"Financing Affordable Housing with the Power of Community\" (Financement de logements abordables avec le pouvoir de la communaut\u00e9) partage les le\u00e7ons apprises et les histoires entendues de certaines des organisations extraordinaires avec lesquelles nous avons \u00e9tabli des partenariats.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Michael Stanley, Executive Director of Community Involvement Legacy Homes, was sitting in his MBA Finance class at Cape Breton University when he first learned about Community Bonds. \u201cI thought to&#8230;<\/p>","protected":false},"author":14,"featured_media":1080,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"mc4wp_mailchimp_campaign":[],"footnotes":""},"categories":[59],"tags":[],"class_list":{"0":"post-1074","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-affordable-housing"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - 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