{"id":2675,"date":"2025-03-26T19:56:34","date_gmt":"2025-03-26T19:56:34","guid":{"rendered":"https:\/\/tapestrycapital.ca\/?p=2675"},"modified":"2025-03-27T22:38:20","modified_gmt":"2025-03-27T22:38:20","slug":"invest-in-your-community","status":"publish","type":"post","link":"https:\/\/tapestrycapital.ca\/fr\/invest-in-your-community\/","title":{"rendered":"The best time to invest in your community was yesterday &#8211; the next best time is now"},"content":{"rendered":"<div id=\"fws_6aac02aa277b6\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">In recent months, we\u2019ve seen headlines dominated by fears of economic uncertainty &#8211; whether it\u2019s global trade tensions, looming recessions, or the threat of potential annexation of Canada by the US. It\u2019s easy to get caught up in fear and anxiety. But here\u2019s the truth that has always stood the test of time: <\/span><b>investing in local communities builds economic resilience and stability.<\/b><span style=\"font-weight: 400;\"> And while times may feel unstable, the opportunity to invest in our local communities is more important than ever.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At Tapestry, we\u2019ve been committed to the growth of the community investment ecosystem, and now is no different. Through every economic cycle, we\u2019ve remained a trusted partner and helped organizations raise over $120 million in community bonds for local projects, ranging from affordable housing and renewable energy initiatives to arts &amp; cultural spaces. While global financial markets fluctuate because they are extractive and unsustainable \u2014 leading to boom-and-bust recessions \u2014 our model stays consistent. Community investing is non-extractive, regenerative, and resilient because the work of our partners is essential, no matter what\u2019s happening in the world.\u00a0<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6aac02aa27e6b\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1707\" width=\"2560\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/kyle-good-investment-fair-scaled.jpg\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/kyle-good-investment-fair-scaled.jpg 2560w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/kyle-good-investment-fair-300x200.jpg 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/kyle-good-investment-fair-1024x683.jpg 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/kyle-good-investment-fair-768x512.jpg 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/kyle-good-investment-fair-1536x1024.jpg 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/kyle-good-investment-fair-2048x1365.jpg 2048w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/kyle-good-investment-fair-18x12.jpg 18w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/kyle-good-investment-fair-900x600.jpg 900w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6aac02aa289f9\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2><span style=\"font-weight: 400;\">Why \u201cinvest local\u201d is more than just a crisis response\u00a0<\/span><\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">We\u2019ve all heard the phrase \u201cbuy local\u201d or \u201cinvest local\u201d during times of crisis \u2014 be it a recession, global pandemic, or as we\u2019re seeing now, trade war with the US. <\/span><b>But community investment isn\u2019t just a reaction to uncertainty.<\/b><span style=\"font-weight: 400;\"> It\u2019s a proactive, strategic, and impactful way to build stable, thriving economies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The issues our partners are addressing aren\u2019t going away. Our partners have been building and improving local economies for years, understanding that the challenges of economic and social instability are always a reality. These problems have always existed, and by working with non-profits, charities, and co-operatives, we\u2019ve built stable financial solutions that withstand uncertainty. Their success depends on people choosing to invest in their communities \u2014 even during crises.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">During COVID-19, we saw this in action, as our partners responded to wealth inequality and urgent social need, and more people turned to community bonds to invest in the causes they believed in. For example, Kensington Market Community Land Trust acquired their first property and Indwell expanded their supply of supportive housing to meet growing demand. <\/span><b>In times of uncertainty, the most effective response isn\u2019t waiting \u2014 it\u2019s investing in what we know works.\u00a0<\/b><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6aac02aa28d5b\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2><span style=\"font-weight: 400;\">Building local economies and fighting wealth inequality\u00a0<\/span><\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">When we talk about local investment, we\u2019re not just talking about doing good for the community, we\u2019re also talking about making a<\/span><b> real economic impact and challenging the concentration of wealth<\/b><span style=\"font-weight: 400;\">. Local investment helps keep money circulating within the community, creates jobs, stimulates spending in local businesses, and leads to sustained economic growth. By reinvesting in our own communities, we\u2019re ensuring that wealth is built and sustained from within, rather than accumulating in the hands of a few or relying on external, often unstable forces.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Take affordable housing development as an example: beyond providing shelter, it drives economic activity. It creates construction jobs, stimulates spending in local businesses, and reduces long-term costs in areas like healthcare and social services. In Toronto, <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/ontariohousingmarket.com\/2024\/06\/21\/1-in-5-toronto-renters-spend-over-half-their-income-on-rent-according-to-a-new-report\/\"><span style=\"font-weight: 400;\">19% of renters <\/span><\/a><\/span><span style=\"font-weight: 400;\">spend more than 50% of their income on rent. In Vancouver, renters are spending <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/vancouversun.com\/news\/local-news\/metro-vancouver-renters-are-spending-more-than-60-per-cent-of-salary-on-rent-says-rental-report#:~:text=Renters%20are%20spending%20more%20than%2060%20per%20cent%20of%20their,recommended%20amount%2C%20a%20report%20says.&amp;text=April%20figures%20from%20liv.,of%20monthly%20income%20on%20rent.\"><span style=\"font-weight: 400;\">more than 60%<\/span><\/a><\/span><span style=\"font-weight: 400;\"> of their income on rent. More affordable housing means people have more money to put back into the economy \u2014 on groceries, arts and culture, education, starting a business, and more.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Community investments do far more than improve lives \u2014 they <\/span><b>redirect wealth back into the hands of local people<\/b><span style=\"font-weight: 400;\">, rather than big commercial lenders, fueling local economic engines that provide stability even in times of global economic volatility. And when money stays local, it fosters greater stability, shared prosperity, and economic systems that work for more people. <\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6aac02aa29023\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"img-with-aniamtion-wrap right\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1707\" width=\"2560\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/Indwell-Branding-Session-119-scaled.jpg\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/Indwell-Branding-Session-119-scaled.jpg 2560w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/Indwell-Branding-Session-119-300x200.jpg 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/Indwell-Branding-Session-119-1024x683.jpg 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/Indwell-Branding-Session-119-768x512.jpg 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/Indwell-Branding-Session-119-1536x1024.jpg 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/Indwell-Branding-Session-119-2048x1366.jpg 2048w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/Indwell-Branding-Session-119-18x12.jpg 18w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/03\/Indwell-Branding-Session-119-900x600.jpg 900w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6aac02aa29772\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2><span style=\"font-weight: 400;\">Investing in stability, not speculation<\/span><\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">Community bonds are one of the most effective tools for investing locally and building economic resilience. Stock markets are unpredictable especially during times of economic turbulence. <\/span><b>While no investment is risk-free, community bonds offer a stable, transparent alternative. <\/b><span style=\"font-weight: 400;\">Investors know exactly where their money is going, the terms they can expect, and they can see and experience the tangible impacts of their investment in their own backyard.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, Propolis Housing Co-operative is raising $1.1M in community bonds to launch their first cooperative housing development in Kamloops. Last year, they acquired their first property, which will be transformed into a mixed-use, non-market development featuring 50 net-zero residential units, a daycare, and a theatre. <\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6aac02aa299aa\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2><span style=\"font-weight: 400;\">The future of local investment\u00a0<\/span><\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">In 2025 and beyond, the financial landscape will continue to evolve. But one thing is certain: <\/span><b>the future of resilient economies lies in local investment.<\/b><span style=\"font-weight: 400;\"> As we continue to grow and develop the community investment market in Canada, we are just scratching the surface of what\u2019s possible. The retail impact investing market in Canada is conservatively estimated at over $800 billion. Imagine if even a fraction of that flowed into the non-profits, charities, and co-ops that are working on the ground to build a better future for us all.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This isn\u2019t just a moment \u2014 it\u2019s a movement. We need to view community investment as a core part of our financial infrastructure \u2014 not as a reaction to a crisis, but as a proactive step toward ensuring that our local economies can weather whatever comes next.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Want to learn more about community bonds?\u00a0<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n<a class=\"nectar-button large regular extra-color-1  regular-button\"  style=\"margin-top: 20px; margin-right: 20px; margin-bottom: 10px; \"  href=\"https:\/\/tapestrycapital.ca\/fr\/community-bonds\/\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Find more info<\/span><\/a><a class=\"nectar-button large regular extra-color-2  regular-button\"  style=\"\"  href=\"https:\/\/tapestrycapital.ca\/fr\/contact\/\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Get in touch<\/span><\/a>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>","protected":false},"excerpt":{"rendered":"In recent months, we\u2019ve seen headlines dominated by fears of economic uncertainty - whether it\u2019s global trade tensions, looming recessions, or the threat of potential annexation of Canada by the...","protected":false},"author":12,"featured_media":2677,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"mc4wp_mailchimp_campaign":[],"footnotes":""},"categories":[24,19,23],"tags":[],"class_list":["post-2675","post","type-post","status-publish","format-standard","has-post-thumbnail","category-education","category-news","category-policy-and-advocacy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The best time to invest in your community was yesterday - the next best time is now - Tapestry Capital<\/title>\n<meta name=\"description\" content=\"Investing in local communities builds economic resilience and stability. 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