{"id":3011,"date":"2026-02-25T16:22:55","date_gmt":"2026-02-25T16:22:55","guid":{"rendered":"https:\/\/tapestrycapital.ca\/?p=3011"},"modified":"2026-02-25T16:28:39","modified_gmt":"2026-02-25T16:28:39","slug":"3-questions-every-nonprofit-should-ask-before-launching-a-community-bond","status":"publish","type":"post","link":"https:\/\/tapestrycapital.ca\/fr\/3-questions-every-nonprofit-should-ask-before-launching-a-community-bond\/","title":{"rendered":"3 questions every nonprofit should ask before launching a community bond \ud83e\uddd0"},"content":{"rendered":"<div id=\"fws_6a32a79ae1ee3\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">\u23f2\ufe0f <em>4 min read<br \/>\n<\/em><br \/>\nCommunity bonds let supporters invest directly in the projects they care about \u2013 affordable housing, arts and cultural spaces, community hubs, renewable energy, and more.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For nonprofits, charities, and co-operatives, they can <strong>unlock serious capital <\/strong><\/span><strong><i>et<\/i> deepen community relationships at the same time.\u00a0<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s powerful.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But community bonds aren\u2019t a shortcut. They\u2019re a financing strategy. And like any strategy, they work best when you\u2019re ready for them.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Before you jump in because you\u2019re excited and community bonds are the best thing ever (yes, this is a fact we made up), pause, and ask yourself these three questions:\u00a0\u00a0<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a32a79ae225b\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2><b>1. Do we have the capacity to run this well?<\/b><\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">A community bond campaign needs dedicated operational capacity. It can\u2019t be added onto someone\u2019s role as an afterthought. You need team members with skills in <\/span><b>project management, finance, and communications. <\/b><span style=\"font-weight: 400;\">The team doesn\u2019t have to be all staff. Board members, volunteers, advisors, and dedicated community members can all play a role.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With the right team in place, you\u2019ll actually enjoy the process, instead of running around scrambling. Many nonprofits are already stretched thin. Your financing strategy should strengthen your organization, not exhaust it.\u00a0<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div><div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"683\" width=\"1024\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2026\/02\/ShayMarkowitz-TapestryLifestyle-2025December-407692.jpg\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2026\/02\/ShayMarkowitz-TapestryLifestyle-2025December-407692.jpg 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2026\/02\/ShayMarkowitz-TapestryLifestyle-2025December-407692-300x200.jpg 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2026\/02\/ShayMarkowitz-TapestryLifestyle-2025December-407692-768x512.jpg 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2026\/02\/ShayMarkowitz-TapestryLifestyle-2025December-407692-18x12.jpg 18w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2026\/02\/ShayMarkowitz-TapestryLifestyle-2025December-407692-900x600.jpg 900w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a32a79ae28f7\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2><b>2. Do we have a clear plan to repay investors?\u00a0\u00a0<\/b><\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">Community bonds are debt.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That means investors want their money back \u2013\u00a0just like a bank would. <\/span><b>What you\u2019ll need to show investors is a credible plan:\u00a0<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">What revenue streams will support repayments?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Are we being realistic (maybe even conservative) in our assumptions?\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Are there flexible or creative ways to structure repayment that work better for our organization?<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">A strong repayment plan satisfies investors, reassures your board, strengthens your financial governance, and signals that your organization understands the responsibility that comes with borrowing.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At Tapestry, we work closely with you to design these repayment plans, but the thinking has to start with you.\u00a0<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div><div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\r\n      <div class=\"inner\">\r\n        <div class=\"hover-wrap\"> \r\n          <div class=\"hover-wrap-inner\">\r\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"683\" width=\"1024\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2026\/02\/ShayMarkowitz-TapestryLifestyle-2025December-408803.jpg\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2026\/02\/ShayMarkowitz-TapestryLifestyle-2025December-408803.jpg 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2026\/02\/ShayMarkowitz-TapestryLifestyle-2025December-408803-300x200.jpg 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2026\/02\/ShayMarkowitz-TapestryLifestyle-2025December-408803-768x512.jpg 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2026\/02\/ShayMarkowitz-TapestryLifestyle-2025December-408803-18x12.jpg 18w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2026\/02\/ShayMarkowitz-TapestryLifestyle-2025December-408803-900x600.jpg 900w\" sizes=\"auto, (min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a32a79ae2eb2\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2><b>3. Is the timing right \u2013 do we need to raise capital in the next 8-12 months? <\/b><\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><b>Timing is key.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Start too early, and you\u2019re carrying debt before you really need it.<br \/>\n<\/span><span style=\"font-weight: 400;\">Start too late, and your campaign may not finish before you need the funds.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Aligning your campaign timeline with your actual capital needs is critical.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Community bonds are a powerful tool, but they take time to design, launch, and close. When timing is right, campaigns feel deliberate, confident, and manageable. When timing is off, even good projects may struggle.\u00a0<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\r\n\t\t<div id=\"fws_6a32a79ae3030\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\"><div class=\"inner-wrap\"><div class=\"row-bg\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<h2><b>The bottom line: clarity.<\/b><\/h2>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<div class=\"wpb_text_column wpb_content_element\" >\r\n\t<div class=\"wpb_wrapper\">\r\n\t\t<p><span style=\"font-weight: 400;\">Clarity about your team.<br \/>\n<\/span><span style=\"font-weight: 400;\">Clarity about repayment.<br \/>\n<\/span><span style=\"font-weight: 400;\">Clarity about timing.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Community bonds can absolutely transform how your organization finances projects and engages supporters.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">They can unlock new sources of capital, strengthen independence, deepen community engagement, and keep wealth circulating locally. But they work best when the groundwork is solid.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So ask yourself these three questions.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And when you\u2019re ready, we can put the pedal to the metal and help you make it all happen \u2013\u00a0because the foundation will already be in place.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Want to learn more about raising capital with community bonds? Our <\/span><a href=\"https:\/\/tapestrycapital.ca\/fr\/raise-capital\/\"><b>Community Capital Readiness Program<\/b><\/a><span style=\"font-weight: 400;\"> helps nonprofits, charities, and co-operatives test if community bonds are the right fit for their project.\u00a0<\/span><\/p>\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n<div id=\"fws_6a32a79ae326e\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\">\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><a class=\"nectar-button large regular extra-color-1  regular-button\"  style=\"\" target=\"_blank\" href=\"https:\/\/tapestrycapital.ca\/fr\/raise-capital\/\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Learn more and apply here<\/span><\/a>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>","protected":false},"excerpt":{"rendered":"\u23f2\ufe0f 4 min read Community bonds let supporters invest directly in the projects they care about \u2013 affordable housing, arts and cultural spaces, community hubs, renewable energy, and more.\u00a0 For...","protected":false},"author":12,"featured_media":3014,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"mc4wp_mailchimp_campaign":[],"footnotes":""},"categories":[24],"tags":[],"class_list":{"0":"post-3011","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-education"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - 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