{"id":2772,"date":"2025-06-30T17:09:57","date_gmt":"2025-06-30T17:09:57","guid":{"rendered":"https:\/\/tapestrycapital.ca\/?p=2772"},"modified":"2026-05-24T19:00:09","modified_gmt":"2026-05-24T19:00:09","slug":"when-systems-fall-short","status":"publish","type":"story","link":"https:\/\/tapestrycapital.ca\/fr\/story\/when-systems-fall-short\/","title":{"rendered":"M\u00eame lorsque les syst\u00e8mes font d\u00e9faut, les communaut\u00e9s peuvent continuer \u00e0 montrer la voie"},"content":{"rendered":"<div id=\"fws_69d698dc9efe1\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \">\n<div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\">\n<div class=\"inner-wrap\">\n<div class=\"row-bg\"  style=\"\"><\/div>\n<\/div>\n<\/div>\n<div class=\"row_col_wrap_12 col span_12 dark left\">\n<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n<div class=\"vc_column-inner\" >\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element\" >\n<div class=\"wpb_wrapper\">\n<p><span style=\"font-weight: 400;\">Across Canada, communities are facing the dual crisis of rising housing costs and the disappearance of accessible, inclusive spaces. And while headlines may differ from province to province, the underlying challenges \u2013\u00a0displacement, disinvestment, and inaction \u2013\u00a0are all too familiar. <\/span><\/p>\n<\/p><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<div id=\"fws_69d698dc9f1e2\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \">\n<div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\">\n<div class=\"inner-wrap\">\n<div class=\"row-bg\"  style=\"\"><\/div>\n<\/div>\n<\/div>\n<div class=\"row_col_wrap_12 col span_12 dark left\">\n<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n<div class=\"vc_column-inner\" >\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element\" >\n<div class=\"wpb_wrapper\">\n<h3>Take Qu\u00e9bec for example, a province where the housing crisis is made especially visible each year through a long-standing tradition.<\/h3>\n<\/p><\/div>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n<div class=\"wpb_wrapper\">\n<p><span style=\"font-weight: 400;\">Every year on July 1st, a uniquely Qu\u00e9b\u00e9cois ritual unfolds: <strong>Le Jour des d\u00e9m\u00e9nagements, or <\/strong><\/span><span style=\"text-decoration: underline;\"><strong><a href=\"https:\/\/www.thecanadianencyclopedia.ca\/en\/article\/quebec-moving-day#:~:text=Moving%20Day%20is%20a%20tradition,relevant%20laws%20persisted%20until%201973.\">Moving Day<\/a><\/strong><\/span><span style=\"font-weight: 400;\"><strong>.<\/strong> Originally designed to avoid uprooting school-aged children mid-year, it has become a striking symbol of <strong>housing precarity<\/strong>. On this day, tens of thousands of leases expire across the province \u2013\u00a0sending renters scrambling to move, often with few <\/span><span style=\"font-weight: 400;\"> affordable options.\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/div>\n<div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\n<div class=\"inner\">\n<div class=\"hover-wrap\">\n<div class=\"hover-wrap-inner\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"732\" width=\"1100\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/moving-day-quebec.jpg\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/moving-day-quebec.jpg 1100w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/moving-day-quebec-300x200.jpg 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/moving-day-quebec-1024x681.jpg 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/moving-day-quebec-768x511.jpg 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/moving-day-quebec-18x12.jpg 18w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/moving-day-quebec-900x600.jpg 900w\" sizes=\"(min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\n          <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n<div class=\"wpb_wrapper\">\n<h3><span style=\"font-weight: 400;\">In 2024, that precarity reached new heights. <\/span><\/h3>\n<\/p><\/div>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n<div class=\"wpb_wrapper\">\n<p><span style=\"font-weight: 400;\">The provincial rental board recommended a <strong>rent increase of <\/strong><\/span><span style=\"text-decoration: underline;\"><strong><a href=\"https:\/\/www.cbc.ca\/news\/canada\/montreal\/rent-tenants-owners-tal-2025-1.7436934\">5.9%<\/a><\/strong><\/span><span style=\"font-weight: 400;\">, the highest in decades. Actual rent hikes, especially in units with turnover, are even higher. <strong>Evictions across Qu\u00e9bec have <\/strong><\/span><span style=\"text-decoration: underline;\"><strong><a href=\"https:\/\/www.cbc.ca\/news\/canada\/montreal\/2023-evictions-all-time-high-quebec-1.7057741\">increased six-fold<\/a><\/strong><\/span><span style=\"font-weight: 400;\"> since 2020 \u2013 and that\u2019s only counting reported evictions. In response, housing advocates recently launched a province-wide \u201c<\/span><a href=\"https:\/\/globalnews.ca\/news\/11188054\/montreal-housing-rental-crisis\/\"><span style=\"font-weight: 400;\"><span style=\"text-decoration: underline;\">week of action<\/span><\/span><\/a><span style=\"font-weight: 400;\">\u201d, including the occupation of a vacant, city-owned building that had been promised for social housing \u2013 but still sits empty.\u00a0<\/span><\/p>\n<p><b>Public programs for social housing have been defunded, and few new options have replaced them.<\/b><span style=\"font-weight: 400;\"> Communities are left wondering: <\/span><em><span style=\"font-weight: 400;\">What tools do we actually have?<\/span><\/em><span style=\"font-weight: 400;\"> That\u2019s where Brique par Brique comes in.\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<div id=\"fws_69d698dc9f89c\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \">\n<div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\">\n<div class=\"inner-wrap\">\n<div class=\"row-bg\"  style=\"\"><\/div>\n<\/div>\n<\/div>\n<div class=\"row_col_wrap_12 col span_12 dark left\">\n<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n<div class=\"vc_column-inner\" >\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element\" >\n<div class=\"wpb_wrapper\">\n<h2>A community that isn&#8217;t waiting<\/h2>\n<\/p><\/div>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n<div class=\"wpb_wrapper\">\n<p><span style=\"font-weight: 400;\">Rather than waiting on delayed public programs, Brique par Brique, a community organization in Parc-Extension, is <strong>mobilizing the power of collective investment<\/strong>. Their $5 million community bond campaign is raising capital to support two critical projects:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A permanently affordable, non-speculative housing development<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A Centre for Creative &amp; Collective Action that offers space for programming, culture, and community organizing to support organizations working to combat social inequities\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">This campaign isn\u2019t just about raising capital. It\u2019s about <strong>building power.<\/strong> By inviting residents to co-invest in their own community, Brique par Brique is creating a model of co-ownership, connection, and shared responsibility.\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/div>\n<div class=\"nectar-flickity not-initialized nectar-carousel\" data-centered-cells=\"false\" data-touch-icon-color=\"default\" data-control-color=\"default\" data-overflow=\"visible\" data-r-bottom-total=\"\" data-drag-scale=\"\" data-wrap=\"wrap\" data-spacing=\"default\" data-controls=\"touch_total\" data-pagination-alignment=\"default\" data-adaptive-height=\"\" data-border-radius=\"none\" data-column-border=\"\" data-column-padding=\"0\" data-format=\"default\" data-autoplay=\"\" data-autoplay-dur=\"5000\" data-control-style=\"material_pagination\" data-desktop-columns=\"1\" data-small-desktop-columns=\"1\" data-tablet-columns=\"1\" data-column-color=\"\">\n<div class=\"flickity-viewport\">\n<div class=\"flickity-slider\">\n<div class=\"cell\">\n<div class=\"inner-wrap-outer\">\n<div class=\"inner-wrap\" >\n<div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\n<div class=\"inner\">\n<div class=\"hover-wrap\">\n<div class=\"hover-wrap-inner\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1667\" width=\"2500\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/BxB.jpg\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/BxB.jpg 2500w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/BxB-300x200.jpg 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/BxB-1024x683.jpg 1024w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/BxB-768x512.jpg 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/BxB-1536x1024.jpg 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/BxB-2048x1366.jpg 2048w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/BxB-18x12.jpg 18w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/BxB-900x600.jpg 900w\" sizes=\"(min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\n          <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cell\">\n<div class=\"inner-wrap-outer\">\n<div class=\"inner-wrap\" >\n<div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\n<div class=\"inner\">\n<div class=\"hover-wrap\">\n<div class=\"hover-wrap-inner\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"375\" width=\"500\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/Local-leadership-BxB.jpg\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/Local-leadership-BxB.jpg 500w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/Local-leadership-BxB-300x225.jpg 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/Local-leadership-BxB-16x12.jpg 16w\" sizes=\"(min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\n          <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cell\">\n<div class=\"inner-wrap-outer\">\n<div class=\"inner-wrap\" >\n<div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\n<div class=\"inner\">\n<div class=\"hover-wrap\">\n<div class=\"hover-wrap-inner\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1000\" width=\"1000\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/bxb-housing-project.jpg\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-housing-project.jpg 1000w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-housing-project-300x300.jpg 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-housing-project-150x150.jpg 150w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-housing-project-768x768.jpg 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-housing-project-12x12.jpg 12w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-housing-project-100x100.jpg 100w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-housing-project-140x140.jpg 140w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-housing-project-500x500.jpg 500w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-housing-project-350x350.jpg 350w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-housing-project-800x800.jpg 800w\" sizes=\"(min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\n          <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cell\">\n<div class=\"inner-wrap-outer\">\n<div class=\"inner-wrap\" >\n<div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\n<div class=\"inner\">\n<div class=\"hover-wrap\">\n<div class=\"hover-wrap-inner\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"500\" width=\"750\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/bxb-team.jpeg\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-team.jpeg 750w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-team-300x200.jpeg 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/bxb-team-18x12.jpeg 18w\" sizes=\"(min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\n          <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<div id=\"fws_69d698dca0b9a\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \">\n<div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\">\n<div class=\"inner-wrap\">\n<div class=\"row-bg\"  style=\"\"><\/div>\n<\/div>\n<\/div>\n<div class=\"row_col_wrap_12 col span_12 dark left\">\n<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n<div class=\"vc_column-inner\" >\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element\" >\n<div class=\"wpb_wrapper\">\n<h2>This isn&#8217;t new in Qu\u00e9bec<\/h2>\n<\/p><\/div>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n<div class=\"wpb_wrapper\">\n<p><span style=\"font-weight: 400;\">What makes this campaign especially powerful is that it\u2019s grounded in Qu\u00e9bec\u2019s long-standing tradition of collective organizing in response to austerity and government retreat. From the rise of co-operatives and caisses populaires (credit unions) to the growth of solidarity unions, <strong>Qu\u00e9bec communities have long created tools to fill the gaps <\/strong>left by underfunded public systems and market failures. These were tools that gave people control when institutions didn\u2019t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In fact, while the term \u201ccommunity bond\u201d gained prominence later in Ontario, Qu\u00e9bec was home to one of the earliest examples of this kind of financing. In the early 2000s, residents of Sorel-Tracy mobilized local capital to fund a new recreation centre. That campaign helped lay the groundwork for community-led finance models.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Brique par Brique is continuing that legacy. Their campaign doesn\u2019t just use a financial tool; it reclaims one as a <strong>vehicle for community power, mutual aid, and long-term stewardship. <\/strong><\/span><\/p>\n<\/p><\/div>\n<\/div>\n<div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\n<div class=\"inner\">\n<div class=\"hover-wrap\">\n<div class=\"hover-wrap-inner\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"500\" width=\"750\" data-animation=\"fade-in\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/OpenHousedeBriqueparbrique27aout202216.jpg\" alt=\"\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/OpenHousedeBriqueparbrique27aout202216.jpg 750w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/OpenHousedeBriqueparbrique27aout202216-300x200.jpg 300w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/2025\/06\/OpenHousedeBriqueparbrique27aout202216-18x12.jpg 18w\" sizes=\"(min-width: 1450px) 75vw, (min-width: 1000px) 85vw, 100vw\" \/>\n          <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<div id=\"fws_69d698dca117b\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \">\n<div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-overlay=\"false\">\n<div class=\"inner-wrap\">\n<div class=\"row-bg\"  style=\"\"><\/div>\n<\/div>\n<\/div>\n<div class=\"row_col_wrap_12 col span_12 dark left\">\n<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n<div class=\"vc_column-inner\" >\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element\" >\n<div class=\"wpb_wrapper\">\n<h2>Why it matters \u2013 even beyond Qu\u00e9bec<\/h2>\n<\/p><\/div>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n<div class=\"wpb_wrapper\">\n<p><span style=\"font-weight: 400;\">You don\u2019t have to live in Qu\u00e9bec or work in housing to learn from this.\u00a0<\/span><\/p>\n<\/p><\/div>\n<\/div>\n<div class=\"divider-wrap\" data-alignment=\"default\">\n<div style=\"height: 5px;\" class=\"divider\"><\/div>\n<\/div>\n<div class=\"nectar-animated-title\" data-style=\"color-strip-reveal\" data-color=\"extra-color-2\">\n<div class=\"nectar-animated-title-outer\">\n<div class=\"nectar-animated-title-inner\">\n<div class=\"wrap\">\n<h3 style=\"color: #ffffff;\">Brique par Brique\u2019s campaign illustrates a powerful truth: when systems fall short, communities can still lead.<\/h3>\n<\/div><\/div>\n<\/p><\/div>\n<\/div>\n<div class=\"divider-wrap\" data-alignment=\"default\">\n<div style=\"height: 3px;\" class=\"divider\"><\/div>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n<div class=\"wpb_wrapper\">\n<p><span style=\"font-weight: 400;\">Community bonds aren\u2019t the only answer. But they are a promising one, especially when used by organizations with deep relationships, aligned values, and a clear long-term vision. When done right, community bonds can spark agency, organize communities, and help build infrastructure that truly reflects the people it\u2019s meant to serve.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At a time when non-profits across Canada are struggling with stalled funding, rising costs, and increased demand, Brique par Brique shows what\u2019s possible when we stop waiting and start building \u2013\u00a0from the ground up.\u00a0<\/span><\/p>\n<p><strong>Learn more about Brique par Brique\u2019s community bond campaign <\/strong><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.briqueparbrique.com\/en\/invest?utm_source=tapestrywebsite&amp;utm_medium=referraltapestry&amp;utm_campaign=bxb2025\"><span style=\"font-weight: 400;\"><strong>ici<\/strong><\/span><\/a><\/span><span style=\"font-weight: 400;\">.\u00a0<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<\/p><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>","protected":false},"featured_media":2778,"template":"","format":[23],"topic":[78,48,51],"class_list":["post-2772","story","type-story","status-publish","has-post-thumbnail","hentry","story_format-story","story_topic-affordable-housing","story_topic-client-stories","story_topic-education"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>When systems fall short, communities can still lead - Tapestry Capital<\/title>\n<meta name=\"description\" content=\"In a growing housing crisis, one Montreal community is using community bonds to build homes and power. Here&#039;s why it matters to all of us.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tapestrycapital.ca\/fr\/histoire\/when-systems-fall-short\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"When systems fall short, communities can still lead - Tapestry Capital\" \/>\n<meta property=\"og:description\" content=\"In a growing housing crisis, one Montreal community is using community bonds to build homes and power. 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