{"id":749,"date":"2021-04-28T17:49:47","date_gmt":"2021-04-28T17:49:47","guid":{"rendered":"https:\/\/tapestrycapital.ca\/?p=749"},"modified":"2026-04-10T15:09:48","modified_gmt":"2026-04-10T15:09:48","slug":"irp","status":"publish","type":"story","link":"https:\/\/tapestrycapital.ca\/fr\/story\/irp\/","title":{"rendered":"Qu'est-ce que le programme de pr\u00e9paration \u00e0 l'investissement ?"},"content":{"rendered":"<p>Chez Tapestry, nous \u00e9changeons chaque semaine avec de nombreuses associations \u00e0 but non lucratif. Suite aux annonces du budget 2021, le Programme de pr\u00e9paration \u00e0 l\u2019investissement (IRP) est devenu un sujet r\u00e9current dans nos conversations. Lorsque nous abordons l\u2019IRP, nous obtenons g\u00e9n\u00e9ralement des r\u00e9actions vari\u00e9es, allant de l\u2019enthousiasme \u00e0 la perplexit\u00e9. Qu'est-ce que le Programme de pr\u00e9paration \u00e0 l'investissement ? En quoi peut-il profiter aux associations ? Que signifie exactement \u00ab \u00eatre pr\u00eat \u00e0 investir \u00bb ?<\/p>\n<p>L'id\u00e9e d'investir des capitaux priv\u00e9s dans le secteur associatif est un sujet de d\u00e9bat relativement nouveau au Canada. <span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/tapestrycapital.ca\/fr\/investment-continuum\/\">Dans les articles pr\u00e9c\u00e9dents de ce blog<\/a>,<\/span> Nous avons abord\u00e9 la notion de \u00ab continuum de l'investissement \u00bb et la place qu'occupent les obligations communautaires par rapport aux outils philanthropiques traditionnels. L'IRP constitue un autre \u00e9l\u00e9ment de cette r\u00e9flexion sur le financement.<\/p>\n<p>Dans cet article de blog, nous allons chercher \u00e0 :<\/p>\n<ul>\n<li>Apporter des pr\u00e9cisions sur le programme<\/li>\n<li>Donnez quelques \u00e9l\u00e9ments d'information sur la notion de \u00ab pr\u00e9paration \u00e0 l'investissement \u00bb.<\/li>\n<li>Vous orienter vers les ressources qui vous permettront d'en savoir plus sur le programme<\/li>\n<\/ul>\n<h2>Fonds de finance sociale<\/h2>\n<p>Avec la publication du budget 2021, le gouvernement f\u00e9d\u00e9ral a confirm\u00e9 la cr\u00e9ation d\u2019un Fonds de financement social dot\u00e9 de $755 millions et pr\u00e9voit de d\u00e9bloquer jusqu\u2019\u00e0 $220 millions au cours des deux prochaines ann\u00e9es. L\u2019objectif de ce fonds est de permettre aux organisations \u00e0 vocation sociale (notamment les associations caritatives, les organismes \u00e0 but non lucratif, les coop\u00e9ratives et les entreprises sociales, qu\u2019elles soient \u00e0 but lucratif ou non) d\u2019acc\u00e9der \u00e0 des capitaux afin de mener des activit\u00e9s ayant un impact social ou environnemental positif. Ce fonds avait \u00e9t\u00e9 annonc\u00e9 pour la premi\u00e8re fois dans la d\u00e9claration \u00e9conomique d\u2019automne 2018, et le gouvernement f\u00e9d\u00e9ral a r\u00e9affirm\u00e9 son engagement \u00e0 son \u00e9gard dans le budget f\u00e9d\u00e9ral 2019.<\/p>\n<p>Conscient du fait que les investissements priv\u00e9s et la finance sociale constituent des concepts nouveaux pour de nombreuses organisations \u00e0 vocation sociale, le budget 2021 propose \u00e9galement de renouveler le Programme de pr\u00e9paration \u00e0 l\u2019investissement, \u00e0 hauteur de $50 millions sur deux ans.\u00a0 Ce programme vise \u00e0 aider ces organisations \u00e0 renforcer leurs capacit\u00e9s afin de leur permettre de participer au march\u00e9 canadien de la finance sociale et de les pr\u00e9parer \u00e0 participer au Fonds d\u2019investissement social.<\/p>\n<h2>Programme de pr\u00e9paration \u00e0 l'investissement<\/h2>\n<p>Le programme de pr\u00e9paration \u00e0 l'investissement sera g\u00e9r\u00e9 par plusieurs partenaires charg\u00e9s de l'accompagnement \u00e0 la pr\u00e9paration. Vous trouverez la liste compl\u00e8te des partenaires <a href=\"https:\/\/irp-ppi.ca\/en\/partners\/\"><strong>ici<\/strong><\/a>.<\/p>\n<p>\u00c0 partir de cette ann\u00e9e, ces partenaires charg\u00e9s de l'accompagnement \u00e0 la pr\u00e9paration lanceront un appel aux organisations \u00e0 vocation sociale (\u00e0 but lucratif ou non lucratif) souhaitant se pr\u00e9parer \u00e0 recevoir des investissements.<\/p>\n<p>Dans la pratique, la \u201c capacit\u00e9 \u00e0 attirer des investissements \u201d d\u00e9signe la capacit\u00e9 d\u2019une organisation \u00e0 s\u2019ins\u00e9rer avec succ\u00e8s sur le march\u00e9 de la finance sociale. Cela implique de g\u00e9n\u00e9rer des revenus gr\u00e2ce \u00e0 la cr\u00e9ation d\u2019une nouvelle entreprise sociale ou au d\u00e9veloppement des activit\u00e9s d\u2019une entreprise sociale existante. Les capitaux lev\u00e9s gr\u00e2ce \u00e0 ces investissements permettront aux organisations d\u2019accro\u00eetre leur impact social, et \u00eatre \u00ab pr\u00eates \u00e0 attirer des investissements \u00bb signifie que ces organisations auront la capacit\u00e9 de rembourser ces investissements.<\/p>\n<p>Il existe diff\u00e9rents instruments financiers qui permettent aux organisations d'obtenir des financements, notamment les obligations communautaires. Ces instruments de finance sociale ont tous en commun l'attente d'un rendement financier en plus d'un rendement social ou environnemental.<\/p>\n<h2>En quoi ce programme peut-il \u00eatre utile aux associations \u00e0 but non lucratif ?<\/h2>\n<p>Pour les organisations \u00e0 but non lucratif qui n\u2019ont jusqu\u2019\u00e0 pr\u00e9sent compt\u00e9 que sur des subventions et des collectes de fonds, le programme \u00ab Investment Readiness \u00bb offre une formidable opportunit\u00e9 de repenser leur mode de financement. En tirant parti de cette opportunit\u00e9 pour cr\u00e9er une entreprise sociale ou d\u00e9velopper des activit\u00e9s g\u00e9n\u00e9ratrices de revenus existantes, ces organisations peuvent \u00e0 la fois se positionner pour attirer des investissements sociaux et assurer leur p\u00e9rennit\u00e9 \u00e0 long terme, notamment sous la forme :<\/p>\n<ul>\n<li>Investir dans l'immobilier \u00e0 vocation sociale<\/li>\n<li>Lutter contre l'ins\u00e9curit\u00e9 alimentaire et favoriser la production d'\u00e9nergie propre<\/li>\n<li>Offrir des emplois et des possibilit\u00e9s de formation \u00e9quitables<\/li>\n<\/ul>\n<div id=\"attachment_490\" style=\"width: 1034px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-490\" class=\"wp-image-490 size-large\" src=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/tapestrycapital-argos-jan19-46-e1571751311456-scaled.jpg\" alt=\"Pr\u00e9sident du club d&#039;aviron Argonaut - Poste d\u00e9di\u00e9 \u00e0 la pr\u00e9paration aux investissements\" width=\"1024\" height=\"486\" srcset=\"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/tapestrycapital-argos-jan19-46-e1571751311456-scaled.jpg 2560w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/tapestrycapital-argos-jan19-46-e1571751311456-800x380.jpg 800w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/tapestrycapital-argos-jan19-46-e1571751311456-1600x760.jpg 1600w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/tapestrycapital-argos-jan19-46-e1571751311456-400x190.jpg 400w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/tapestrycapital-argos-jan19-46-e1571751311456-768x365.jpg 768w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/tapestrycapital-argos-jan19-46-e1571751311456-1536x730.jpg 1536w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/tapestrycapital-argos-jan19-46-e1571751311456-2048x973.jpg 2048w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/tapestrycapital-argos-jan19-46-e1571751311456-18x9.jpg 18w, https:\/\/tapestrycapital.ca\/wp-content\/uploads\/tapestrycapital-argos-jan19-46-e1571751311456-500x238.jpg 500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p id=\"caption-attachment-490\" class=\"wp-caption-text\">Le club d'aviron Argonaut a tir\u00e9 parti des liens communautaires pour lever $1,2 million dans le cadre de son projet de redynamisation.<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<p>Les organisations avec lesquelles nous avons collabor\u00e9, comme l\u2019Argonaut Rowing Club (ARC), illustrent parfaitement comment les capitaux priv\u00e9s peuvent permettre d\u2019avoir un impact social plus important. En tirant parti des obligations communautaires, l\u2019ARC a pu augmenter la capacit\u00e9 d\u2019accueil de son club, le rendre plus accessible et apporter des am\u00e9liorations essentielles \u00e0 son espace d\u00e9di\u00e9 aux \u00e9v\u00e9nements g\u00e9n\u00e9rateurs de revenus. Pour en savoir plus sur la mani\u00e8re dont le <span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/tapestrycapital.ca\/fr\/etude-de-cas-du-club-daviron-the-argonaut\/\">Le club d'aviron Argonaut a eu recours \u00e0 la finance sociale, cliquez ici<\/a>.<\/span><\/p>\n<h2>Et maintenant ?<\/h2>\n<p>Nous attendons toujours des informations compl\u00e9mentaires concernant le programme \u00ab Investment Readiness \u00bb. D\u00e8s que nous aurons des nouvelles concernant les fonds d\u00e9bloqu\u00e9s par les diff\u00e9rents partenaires du programme \u00ab Investment Readiness \u00bb, nous ne manquerons pas de vous en informer via le <a href=\"https:\/\/tapestrycapital.us12.list-manage.com\/subscribe?u=a54f3c8a056c8189decbc197e&amp;id=2268a0b738\"><strong>Tapisserie<\/strong> <strong>Lettre d'information de Community Capital<\/strong><\/a><strong>,<\/strong> sur notre\u00a0<strong><a href=\"https:\/\/twitter.com\/TapestryCapital\">compte Twitter<\/a><\/strong>, ou via\u00a0<strong><a href=\"https:\/\/www.linkedin.com\/company\/tapestry-community-capital\">LinkedIn<\/a><\/strong>.<\/p>","protected":false},"featured_media":750,"template":"","format":[],"topic":[50,70],"class_list":["post-749","story","type-story","status-publish","has-post-thumbnail","hentry","story_topic-news","story_topic-policy-and-advocacy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What is the Investment Readiness Program? - Tapestry Capital<\/title>\n<meta name=\"description\" content=\"Learn about the Canadian Government&#039;s Investment Readiness Program and what it means for non-profits, charities and co-operatives across Canada.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tapestrycapital.ca\/fr\/histoire\/irp\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is the Investment Readiness Program? - Tapestry Capital\" \/>\n<meta property=\"og:description\" content=\"Learn about the Canadian Government&#039;s Investment Readiness Program and what it means for non-profits, charities and co-operatives across Canada.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tapestrycapital.ca\/fr\/histoire\/irp\/\" \/>\n<meta property=\"og:site_name\" content=\"Tapestry Capital\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-10T15:09:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/tapestry2026.wpenginepowered.com\/wp-content\/uploads\/Untitled-design-50.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimation du temps de lecture\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/tapestrycapital.ca\\\/story\\\/irp\\\/\",\"url\":\"https:\\\/\\\/tapestrycapital.ca\\\/story\\\/irp\\\/\",\"name\":\"What is the Investment Readiness Program? - Tapestry Capital\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/tapestrycapital.ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/tapestrycapital.ca\\\/story\\\/irp\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/tapestrycapital.ca\\\/story\\\/irp\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/tapestrycapital.ca\\\/wp-content\\\/uploads\\\/Untitled-design-50.jpg\",\"datePublished\":\"2021-04-28T17:49:47+00:00\",\"dateModified\":\"2026-04-10T15:09:48+00:00\",\"description\":\"Learn about the Canadian Government's Investment Readiness Program and what it means for non-profits, charities and co-operatives across Canada.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/tapestrycapital.ca\\\/story\\\/irp\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/tapestrycapital.ca\\\/story\\\/irp\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/tapestrycapital.ca\\\/story\\\/irp\\\/#primaryimage\",\"url\":\"https:\\\/\\\/tapestrycapital.ca\\\/wp-content\\\/uploads\\\/Untitled-design-50.jpg\",\"contentUrl\":\"https:\\\/\\\/tapestrycapital.ca\\\/wp-content\\\/uploads\\\/Untitled-design-50.jpg\",\"width\":1600,\"height\":800,\"caption\":\"The word Investment Readiness Program in bold text on a dictionary page, surrounded by definitions and words.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/tapestrycapital.ca\\\/story\\\/irp\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/tapestrycapital.ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is the Investment Readiness Program?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/tapestrycapital.ca\\\/#website\",\"url\":\"https:\\\/\\\/tapestrycapital.ca\\\/\",\"name\":\"Tapestry Capital\",\"description\":\"Finance with the power of community\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/tapestrycapital.ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Qu'est-ce que le programme \u00ab Investment Readiness \u00bb ? - Tapestry Capital","description":"D\u00e9couvrez le programme \u00ab Investment Readiness \u00bb du gouvernement canadien et ce qu'il implique pour les associations \u00e0 but non lucratif, les organismes caritatifs et les coop\u00e9ratives partout au Canada.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/tapestrycapital.ca\/fr\/histoire\/irp\/","og_locale":"fr_CA","og_type":"article","og_title":"What is the Investment Readiness Program? - Tapestry Capital","og_description":"Learn about the Canadian Government's Investment Readiness Program and what it means for non-profits, charities and co-operatives across Canada.","og_url":"https:\/\/tapestrycapital.ca\/fr\/histoire\/irp\/","og_site_name":"Tapestry Capital","article_modified_time":"2026-04-10T15:09:48+00:00","og_image":[{"width":1600,"height":800,"url":"https:\/\/tapestry2026.wpenginepowered.com\/wp-content\/uploads\/Untitled-design-50.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Estimation du temps de lecture":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/tapestrycapital.ca\/story\/irp\/","url":"https:\/\/tapestrycapital.ca\/story\/irp\/","name":"Qu'est-ce que le programme \u00ab Investment Readiness \u00bb ? - Tapestry Capital","isPartOf":{"@id":"https:\/\/tapestrycapital.ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/tapestrycapital.ca\/story\/irp\/#primaryimage"},"image":{"@id":"https:\/\/tapestrycapital.ca\/story\/irp\/#primaryimage"},"thumbnailUrl":"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/Untitled-design-50.jpg","datePublished":"2021-04-28T17:49:47+00:00","dateModified":"2026-04-10T15:09:48+00:00","description":"D\u00e9couvrez le programme \u00ab Investment Readiness \u00bb du gouvernement canadien et ce qu'il implique pour les associations \u00e0 but non lucratif, les organismes caritatifs et les coop\u00e9ratives partout au Canada.","breadcrumb":{"@id":"https:\/\/tapestrycapital.ca\/story\/irp\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/tapestrycapital.ca\/story\/irp\/"]}]},{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/tapestrycapital.ca\/story\/irp\/#primaryimage","url":"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/Untitled-design-50.jpg","contentUrl":"https:\/\/tapestrycapital.ca\/wp-content\/uploads\/Untitled-design-50.jpg","width":1600,"height":800,"caption":"The word Investment Readiness Program in bold text on a dictionary page, surrounded by definitions and words."},{"@type":"BreadcrumbList","@id":"https:\/\/tapestrycapital.ca\/story\/irp\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/tapestrycapital.ca\/"},{"@type":"ListItem","position":2,"name":"What is the Investment Readiness Program?"}]},{"@type":"WebSite","@id":"https:\/\/tapestrycapital.ca\/#website","url":"https:\/\/tapestrycapital.ca\/","name":"Tapestry Capital","description":"La finance gr\u00e2ce \u00e0 la force de la communaut\u00e9","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/tapestrycapital.ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"}]}},"_links":{"self":[{"href":"https:\/\/tapestrycapital.ca\/fr\/wp-json\/wp\/v2\/story\/749","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tapestrycapital.ca\/fr\/wp-json\/wp\/v2\/story"}],"about":[{"href":"https:\/\/tapestrycapital.ca\/fr\/wp-json\/wp\/v2\/types\/story"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tapestrycapital.ca\/fr\/wp-json\/wp\/v2\/media\/750"}],"wp:attachment":[{"href":"https:\/\/tapestrycapital.ca\/fr\/wp-json\/wp\/v2\/media?parent=749"}],"wp:term":[{"taxonomy":"story_format","embeddable":true,"href":"https:\/\/tapestrycapital.ca\/fr\/wp-json\/wp\/v2\/format?post=749"},{"taxonomy":"story_topic","embeddable":true,"href":"https:\/\/tapestrycapital.ca\/fr\/wp-json\/wp\/v2\/topic?post=749"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}